{
"id": "pd_7Kq2mNv4XbR9dLc0",
"name": "My GTBank Savings",
"type": "bank_account",
"currency": "NGN",
"status": "approved",
"status_reason": null,
"is_usable": true,
"is_default": false,
"account_number": "0123456789",
"account_name": "JOHN DOE",
"bank_code": "058",
"bank_name": "Guaranty Trust Bank",
"phone_number": null,
"mobile_provider": null,
"wallet_address": null,
"network": null,
"reviewed_at": null,
"created_at": "2026-01-24T14:30:00.000Z",
"updated_at": "2026-01-24T14:30:00.000Z",
"sort_code": "<string>",
"iban": "<string>",
"swift_bic": "<string>",
"routing_number": "<string>",
"bank_address": {
"line1": "<string>",
"city": "<string>",
"state": "<string>",
"postal_code": "<string>",
"country": "<string>"
},
"institution_number": "<string>",
"transit_number": "<string>",
"interac_email": "<string>",
"scheme": "<string>"
}The payout destination object
A saved bank account, mobile money wallet or crypto wallet belonging to the account holder. Payouts reference its ID; check is_usable before sending. Changes to routing or holder details require renewed review.
Response containing payout destination details (bank account, mobile money, or crypto wallet).
Unique identifier for this payout destination. Use this ID when creating payouts.
"pd_7Kq2mNv4XbR9dLc0"
User-friendly name for this destination. Helps you identify destinations in your system.
"My GTBank Savings"
Type of payout destination: bank_account, mobile_money, or crypto_wallet. Determines which fields are populated.
bank_account, mobile_money, crypto_wallet "bank_account"
Currency code this destination accepts (e.g., 'NGN', 'USD', 'USDT_TRC20'). Payouts to this destination must use this currency.
"NGN"
Review status. pending_review: awaiting review, not usable yet. approved: cleared for payouts. rejected: permanently unusable, register a new destination instead.
pending_review, approved, rejected "approved"
Free-text reason set by review, populated when the destination is rejected. Null while pending or approved.
null
Whether this destination can be used for a payout right now. True only when status is approved and the destination has not been deactivated.
true
Whether a payout schedule pays out to this destination for its currency. Set it with PATCH /v1/payouts/destinations/{destination_id}.
false
Account number for bank routes that use one. EUR SEPA uses iban; CAD Interac to email uses interac_email.
"0123456789"
Account holder name as resolved from the bank. Only populated for bank_account destinations.
"JOHN DOE"
Supported local bank code from List Banks for the destination country. International schemes use their currency-specific routing fields.
"058"
Full name of the bank. Only populated for bank_account destinations.
"Guaranty Trust Bank"
Phone number associated with the mobile money account. Only populated for mobile_money destinations.
null
Mobile money provider (e.g., 'MTN', 'Vodafone'). Only populated for mobile_money destinations.
null
Cryptocurrency wallet address. Only populated for crypto_wallet destinations.
null
Blockchain network (e.g., 'TRC20', 'ERC20'). Only populated for crypto_wallet destinations. May be included in currency code (e.g., 'USDT_TRC20').
null
ISO 8601 timestamp when this destination was last reviewed by an admin. Null until reviewed.
null
ISO 8601 timestamp when this destination was created.
"2026-01-24T14:30:00.000Z"
ISO 8601 timestamp when this destination was last updated.
"2026-01-24T14:30:00.000Z"
GBP sort code, six digits; spaces and dashes are normalized.
12IBAN for a EUR SEPA bank destination.
50Bank BIC, 8 or 11 characters, for EUR SEPA. This does not select SWIFT; SWIFT payouts are not currently offered.
20Nine-digit US ABA routing number for USD ACH, Wire or RTP.
15US bank branch address required for USD bank destinations. This is separate from the account holder address.
Show child attributes
Show child attributes
Three-digit Canadian institution number for EFT or Interac to a bank account.
8Five-digit Canadian transit number for EFT or Interac to a bank account.
10Destination email for CAD Interac using interac_email.
255Choose ach, wire or rtp for USD; eft, interac_account or interac_email for CAD. Leave out for GBP and EUR. SWIFT payouts are not currently offered.