The virtual account object

Unique identifier for the virtual account, prefixed va_. It appears at payment_method_details.bank_transfer.virtual_account.id on each payment received through this account.

Three-letter ISO 4217 code for the money this account accepts, e.g. NGN. Money sent in any other currency cannot reach it.

The account number the sender enters in their banking app. Show it with bank_name so the sender can select the correct destination.

The bank that issued the number, as the sender sees it in their banking app. Read it from this field rather than storing one name, because accounts created later can be issued by a different bank.

Whether the virtual account is in use. active: the number appears in reads and accepts deposits. inactive: the number no longer appears in reads, but deposits sent to it are still received.

ISO 8601 timestamp of when the account number was issued.

The name a sender sees on the account in their banking app: the account's business name. Show it beside account_number and bank_name so senders can confirm they have the right account. null only on some accounts issued before October 2026.

The code of the bank that holds the number, from the same list you send as bank_code: 103, 090645 or 110072. Older numbers may still hold the issuing provider's own code, or null.