{
"detail": "Invalid API key",
"error_code": "UNAUTHORIZED"
}
{
"detail": "Resource not found",
"error_code": "NOT_FOUND"
}
Connected Accounts
Get an account
Read an account: your own, or one you own. A platform account and an account you own are the same object, differing only by whether they have a parent, so one path serves both. capabilities and requirements always come back; include=requirements.values adds what has been submitted.
{
"detail": "Invalid API key",
"error_code": "UNAUTHORIZED"
}
{
"detail": "Resource not found",
"error_code": "NOT_FOUND"
}
Authorizations
Authorization
string
header
required
Bearer token authentication. Pass your API key as Authorization: Bearer sk_.... See Authentication for keys, scopes, and sandbox vs production.
Path Parameters
account_id
string
required
The account to act on. It must be one of your own accounts; any other ID returns 404 so the response never confirms that an unrelated account exists.
Query Parameters
include
enum<string>[]
Expandable blocks to add. requirements.values returns the account's current field values and the per-person rollup, which cost an extra resource load. Comma-separated or repeated; an unknown value returns 400 invalid_include. Anything not asked for is omitted from the response rather than returned as null.
Available options:
requirements.values
Response
The account.
id
string
Unique identifier for the account.
Example:
"acct_7KpQ2mNv4XbR9dLc"
name
string | null
The account's display name.
Example:
"Ada Stores"
owner_user_id
string
The user that owns the account. For an account you own this is a service user Bachs created; you never authenticate as it.
Example:
"usr_7b3e19d24c0a"
parent_organization_id
string | null
The platform this account is connected to, or null when it is a platform in its own right.
Example:
"acct_7KpQ2mNv4XbR9dLc"
country
string | null
Two-letter ISO 3166-1 country code. Decides which requirements the account is given.
Example:
"NG"
entity_type
enum<string> | null
What kind of legal person the account is, which together with country decides the requirements it is given. company: a registered entity, asked for registration and ownership details. individual: a natural person, asked only for their own identity.
Available options:
company,
individual
Example:
"company"
fee_handling
enum<string>
Who absorbs processing fees at checkout. account_pays_fee: deducted from the amount you receive. customer_pays_fee: added to what the customer pays.
Available options:
account_pays_fee,
customer_pays_fee
Example:
"account_pays_fee"
enabled_payment_methods
object | null
One entry per exact corridor (USD_CARD, NGN_CARD, NGN_BANK_TRANSFER, MOMO_GHS to MOMO_ZMW, CRYPTO). See payment method support. Each value has an enabled boolean; CRYPTO additionally carries a currencies map since it covers several asset/network pairs.
adaptive_pricing
boolean
When true, customers are shown prices in their local currency where one is available.
Example:
true
balance_currencies
string[]
Currencies this account is configured to hold a balance in.
Example:
["NGN", "USD"]
phone_number
string | null
Contact phone number, including country code.
Example:
"+2348012345678"
company_name
string | null
Registered company name, when the account is a company.
Example:
"Ada Stores Limited"
enabled_capabilities
string[] | null
Names of the capabilities currently active on this account. A convenience view of capabilities.
Example:
["transfers", "payouts"]
capabilities
object | null
Each capability's status, keyed by capability name. Populated on single-account reads only; null on list items.
Show child attributes
requirements
object | null
Outstanding requirements for this account. Populated on single-account reads only; null on list items.
Show child attributes
is_active
boolean
When false, the account is deactivated and cannot authenticate or move funds.
Example:
true
created_at
string
When the account was created, ISO 8601 in UTC.
Example:
"2026-08-01T09:12:44.000Z"
updated_at
string
When the account was last updated, ISO 8601 in UTC.
Example:
"2026-08-07T11:04:22.518Z"
responsibilities
object | null
Fee arrangement for an account you own. null when this object is not an account you own.
Show child attributes
configuration
object | null
Personas applied to this account, keyed by name (merchant, recipient), each with an empty object as its value. Populated on single-account reads, where it is {} when none apply; null on list items.
All five switches. view_payments is true in light and full mode. In none mode every switch reads false, because nobody logs in; the switches you set come back if you raise the mode.
not_invited: nobody has logged in yet. invited: a full invite is out, and nobody has accepted it yet. active: the person behind the account has logged in at least once, or accepted the full invite.
Available options:
not_invited,
invited,
active
Example:
"not_invited"
liveness_owed
boolean | null
true when the person behind the account still needs to do the selfie video check. Send them a liveness account link. Only on a single-account read. See The selfie video check.
Example:
false
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Note this is a coarser grouping than the `group` on a checklist field. `null` when the field maps to no section.","example":"product_information","uniqueKey":"requirements.oneOf.0.values.items.[INDEX].group.oneOf.0","typeLabel":"string"},{"type":"null","description":"Which onboarding section the field is shown in: `identity_verification`, `business_ownership`, `product_information`, or `bank_verification`. Note this is a coarser grouping than the `group` on a checklist field. `null` when the field maps to no section.","example":"product_information","uniqueKey":"requirements.oneOf.0.values.items.[INDEX].group.oneOf.1","typeLabel":"null"}],"uniqueKey":"requirements.oneOf.0.values.items.[INDEX].group","typeLabel":"string | null"},"provided":{"type":"boolean","description":"Whether the account has a value for this field. A sensitive field reports `provided: true` with no `value`.","example":true,"uniqueKey":"requirements.oneOf.0.values.items.[INDEX].provided","typeLabel":"boolean"},"sensitive":{"type":"boolean","description":"When `true`, the value is never echoed back: `value` stays `null` and `display` reads `Provided`. Identity documents and bank account numbers are sensitive, so an edit form has to collect them again rather than prefill them.","example":false,"uniqueKey":"requirements.oneOf.0.values.items.[INDEX].sensitive","typeLabel":"boolean"},"value":{"oneOf":[{"description":"The raw value, suitable for prefilling an edit form. Always `null` when `sensitive` is `true`.","example":"https://adastores.example","uniqueKey":"requirements.oneOf.0.values.items.[INDEX].value.oneOf.0","typeLabel":"any"},{"description":"The raw value, suitable for prefilling an edit form. Always `null` when `sensitive` is `true`.","example":"https://adastores.example","type":"null","uniqueKey":"requirements.oneOf.0.values.items.[INDEX].value.oneOf.1","typeLabel":"null"}],"uniqueKey":"requirements.oneOf.0.values.items.[INDEX].value","typeLabel":"any | null"},"display":{"oneOf":[{"type":"string","description":"One-line summary of the value for a review card. `Provided` for a sensitive field, and `null` when nothing has been provided.","example":"https://adastores.example","uniqueKey":"requirements.oneOf.0.values.items.[INDEX].display.oneOf.0","typeLabel":"string"},{"type":"null","description":"One-line summary of the value for a review card. `Provided` for a sensitive field, and `null` when nothing has been provided.","example":"https://adastores.example","uniqueKey":"requirements.oneOf.0.values.items.[INDEX].display.oneOf.1","typeLabel":"null"}],"uniqueKey":"requirements.oneOf.0.values.items.[INDEX].display","typeLabel":"string | null"},"reference_data":{"oneOf":[{"type":"object","additionalProperties":true,"description":"Resolved labels for a value that is stored as a code, such as the name behind a bank code, so a review card does not have to look them up. `null` when the field has nothing to resolve.","uniqueKey":"requirements.oneOf.0.values.items.[INDEX].reference_data.oneOf.0","typeLabel":"object"},{"type":"null","additionalProperties":true,"description":"Resolved labels for a value that is stored as a code, such as the name behind a bank code, so a review card does not have to look them up. `null` when the field has nothing to resolve.","uniqueKey":"requirements.oneOf.0.values.items.[INDEX].reference_data.oneOf.1","typeLabel":"null"}],"uniqueKey":"requirements.oneOf.0.values.items.[INDEX].reference_data","typeLabel":"object | null"}},"uniqueKey":"requirements.oneOf.0.values.items.[INDEX]","typeLabel":"object"},"description":"Only present with `include=requirements.values`. Account-level fields and their current values, for reading back what was submitted and prefilling an edit. Sensitive fields are listed as provided and never echoed. People are returned separately under `persons`.","uniqueKey":"requirements.oneOf.0.values","typeLabel":"object[]"},"persons":{"type":"array","items":{"type":"object","additionalProperties":true,"uniqueKey":"requirements.oneOf.0.persons.items.[INDEX]","typeLabel":"object"},"description":"One entry per person on the account, rolled up rather than split into fields. Each entry carries `id`, `first_name`, `last_name`, `dob`, `address`, `address_reference_data`, `relationship`, `id_document_provided`, and `verification_status`. Identity documents are summarised by the `id_document_provided` flag and never returned. Only present with `include=requirements.values`.","uniqueKey":"requirements.oneOf.0.persons","typeLabel":"object[]"},"current_deadline":{"oneOf":[{"type":"string","format":"date-time","description":"The soonest deadline across everything outstanding, for a single banner. Null when no outstanding field carries one.","uniqueKey":"requirements.oneOf.0.current_deadline.oneOf.0","typeLabel":"string\u003cdate-time>"},{"type":"null","format":"date-time","description":"The soonest deadline across everything outstanding, for a single banner. Null when no outstanding field carries one.","uniqueKey":"requirements.oneOf.0.current_deadline.oneOf.1","typeLabel":"null"}],"uniqueKey":"requirements.oneOf.0.current_deadline","typeLabel":"string\u003cdate-time> | null"}},"uniqueKey":"requirements.oneOf.0","typeLabel":"object"},{"type":"null","uniqueKey":"requirements.oneOf.1","typeLabel":"null"}],"uniqueKey":"requirements","typeLabel":"object | null"},"is_active":{"type":"boolean","description":"When `false`, the account is deactivated and cannot authenticate or move funds.","example":true,"uniqueKey":"is_active","typeLabel":"boolean"},"created_at":{"type":"string","description":"When the account was created, ISO 8601 in UTC.","example":"2026-08-01T09:12:44.000Z","uniqueKey":"created_at","typeLabel":"string"},"updated_at":{"type":"string","description":"When the account was last updated, ISO 8601 in UTC.","example":"2026-08-07T11:04:22.518Z","uniqueKey":"updated_at","typeLabel":"string"},"responsibilities":{"oneOf":[{"type":"object","description":"Fee arrangement for an account you own. `null` when this object is not an account you own.","properties":{"fees":{"type":"object","description":"Who collects the Bachs processing fee on this account's charges.","properties":{"collector":{"type":"string","enum":["platform","bachs"],"description":"`bachs`: the fee comes out of the charge and the account settles net. `platform`: the platform absorbs the fee and the account settles gross. Set when the account is created and immutable afterwards.","example":"bachs","uniqueKey":"responsibilities.oneOf.0.fees.collector","typeLabel":"enum\u003cstring>"}},"uniqueKey":"responsibilities.oneOf.0.fees","typeLabel":"object"}},"uniqueKey":"responsibilities.oneOf.0","typeLabel":"object"},{"type":"null","uniqueKey":"responsibilities.oneOf.1","typeLabel":"null"}],"uniqueKey":"responsibilities","typeLabel":"object | null"},"configuration":{"oneOf":[{"type":"object","additionalProperties":{"type":"object","description":"A named persona, and the capabilities requested under it. `capabilities` omitted requests every capability that persona allows on create (never on update); `{}` requests none.","properties":{"capabilities":{"oneOf":[{"type":"object","additionalProperties":{"type":"object","properties":{"requested":{"type":"boolean","default":false,"description":"Set to `true` to request this capability for the account, which applies the configuration the capability belongs to and surfaces the requirements it needs. Requesting authorizes nothing on its own. On update, set to `false` to withdraw a capability that has not gone live yet. See [Withdraw a capability](/connect/capabilities#withdraw-a-capability).","example":true,"uniqueKey":"configuration.oneOf.0.additionalProperties.capabilities.oneOf.0.additionalProperties.requested","typeLabel":"boolean"},"international":{"oneOf":[{"type":"boolean","description":"Only `payouts` takes it. `true` lets the account be paid out to mobile money and to banks outside Nigeria, and requests `payouts` too, so `requested` can be left out. `false` turns it off without withdrawing `payouts`. Left out, nothing about it changes. `requested: false` with `international: true` is rejected with `422 VALIDATION_ERROR`. On any other capability it is rejected with `400 capability_option_not_supported`, and only the account's platform can set it (`400 capability_option_platform_only`). See [International payouts](/connect/capabilities#international-payouts).","example":true,"uniqueKey":"configuration.oneOf.0.additionalProperties.capabilities.oneOf.0.additionalProperties.international.oneOf.0","typeLabel":"boolean"},{"type":"null","description":"Only `payouts` takes it. `true` lets the account be paid out to mobile money and to banks outside Nigeria, and requests `payouts` too, so `requested` can be left out. `false` turns it off without withdrawing `payouts`. Left out, nothing about it changes. `requested: false` with `international: true` is rejected with `422 VALIDATION_ERROR`. On any other capability it is rejected with `400 capability_option_not_supported`, and only the account's platform can set it (`400 capability_option_platform_only`). See [International payouts](/connect/capabilities#international-payouts).","example":true,"uniqueKey":"configuration.oneOf.0.additionalProperties.capabilities.oneOf.0.additionalProperties.international.oneOf.1","typeLabel":"null"}],"uniqueKey":"configuration.oneOf.0.additionalProperties.capabilities.oneOf.0.additionalProperties.international","typeLabel":"boolean | null"}},"uniqueKey":"configuration.oneOf.0.additionalProperties.capabilities.oneOf.0.additionalProperties","typeLabel":"object"},"description":"Capabilities requested under this persona, keyed by name. Omitting this on create requests every capability the persona allows; omitting it on update just applies the persona and requests nothing. Send `{}` to apply the persona and request nothing, on either endpoint. An unrecognised or inactive capability name is rejected with `400 unknown_capability`.","example":{"card_collection":{"requested":true}},"uniqueKey":"configuration.oneOf.0.additionalProperties.capabilities.oneOf.0","typeLabel":"object"},{"type":"null","additionalProperties":{"type":"object","properties":{"requested":{"type":"boolean","default":false,"description":"Set to `true` to request this capability for the account, which applies the configuration the capability belongs to and surfaces the requirements it needs. Requesting authorizes nothing on its own. On update, set to `false` to withdraw a capability that has not gone live yet. See [Withdraw a capability](/connect/capabilities#withdraw-a-capability).","example":true,"uniqueKey":"configuration.oneOf.0.additionalProperties.capabilities.oneOf.1.additionalProperties.requested","typeLabel":"boolean"},"international":{"oneOf":[{"type":"boolean","description":"Only `payouts` takes it. `true` lets the account be paid out to mobile money and to banks outside Nigeria, and requests `payouts` too, so `requested` can be left out. `false` turns it off without withdrawing `payouts`. Left out, nothing about it changes. `requested: false` with `international: true` is rejected with `422 VALIDATION_ERROR`. On any other capability it is rejected with `400 capability_option_not_supported`, and only the account's platform can set it (`400 capability_option_platform_only`). See [International payouts](/connect/capabilities#international-payouts).","example":true,"uniqueKey":"configuration.oneOf.0.additionalProperties.capabilities.oneOf.1.additionalProperties.international.oneOf.0","typeLabel":"boolean"},{"type":"null","description":"Only `payouts` takes it. `true` lets the account be paid out to mobile money and to banks outside Nigeria, and requests `payouts` too, so `requested` can be left out. `false` turns it off without withdrawing `payouts`. Left out, nothing about it changes. `requested: false` with `international: true` is rejected with `422 VALIDATION_ERROR`. On any other capability it is rejected with `400 capability_option_not_supported`, and only the account's platform can set it (`400 capability_option_platform_only`). See [International payouts](/connect/capabilities#international-payouts).","example":true,"uniqueKey":"configuration.oneOf.0.additionalProperties.capabilities.oneOf.1.additionalProperties.international.oneOf.1","typeLabel":"null"}],"uniqueKey":"configuration.oneOf.0.additionalProperties.capabilities.oneOf.1.additionalProperties.international","typeLabel":"boolean | null"}},"uniqueKey":"configuration.oneOf.0.additionalProperties.capabilities.oneOf.1.additionalProperties","typeLabel":"object"},"description":"Capabilities requested under this persona, keyed by name. Omitting this on create requests every capability the persona allows; omitting it on update just applies the persona and requests nothing. Send `{}` to apply the persona and request nothing, on either endpoint. An unrecognised or inactive capability name is rejected with `400 unknown_capability`.","example":{"card_collection":{"requested":true}},"uniqueKey":"configuration.oneOf.0.additionalProperties.capabilities.oneOf.1","typeLabel":"null"}],"uniqueKey":"configuration.oneOf.0.additionalProperties.capabilities","typeLabel":"object | null"}},"uniqueKey":"configuration.oneOf.0.additionalProperties","typeLabel":"object"},"description":"Personas applied to this account, keyed by name (`merchant`, `recipient`), each with an empty object as its value. Populated on single-account reads, where it is `{}` when none apply; `null` on list items.","example":{"merchant":{},"recipient":{}},"uniqueKey":"configuration.oneOf.0","typeLabel":"object"},{"type":"null","additionalProperties":{"type":"object","description":"A named persona, and the capabilities requested under it. `capabilities` omitted requests every capability that persona allows on create (never on update); `{}` requests none.","properties":{"capabilities":{"oneOf":[{"type":"object","additionalProperties":{"type":"object","properties":{"requested":{"type":"boolean","default":false,"description":"Set to `true` to request this capability for the account, which applies the configuration the capability belongs to and surfaces the requirements it needs. Requesting authorizes nothing on its own. On update, set to `false` to withdraw a capability that has not gone live yet. See [Withdraw a capability](/connect/capabilities#withdraw-a-capability).","example":true,"uniqueKey":"configuration.oneOf.1.additionalProperties.capabilities.oneOf.0.additionalProperties.requested","typeLabel":"boolean"},"international":{"oneOf":[{"type":"boolean","description":"Only `payouts` takes it. `true` lets the account be paid out to mobile money and to banks outside Nigeria, and requests `payouts` too, so `requested` can be left out. `false` turns it off without withdrawing `payouts`. Left out, nothing about it changes. `requested: false` with `international: true` is rejected with `422 VALIDATION_ERROR`. On any other capability it is rejected with `400 capability_option_not_supported`, and only the account's platform can set it (`400 capability_option_platform_only`). See [International payouts](/connect/capabilities#international-payouts).","example":true,"uniqueKey":"configuration.oneOf.1.additionalProperties.capabilities.oneOf.0.additionalProperties.international.oneOf.0","typeLabel":"boolean"},{"type":"null","description":"Only `payouts` takes it. `true` lets the account be paid out to mobile money and to banks outside Nigeria, and requests `payouts` too, so `requested` can be left out. `false` turns it off without withdrawing `payouts`. Left out, nothing about it changes. `requested: false` with `international: true` is rejected with `422 VALIDATION_ERROR`. On any other capability it is rejected with `400 capability_option_not_supported`, and only the account's platform can set it (`400 capability_option_platform_only`). See [International payouts](/connect/capabilities#international-payouts).","example":true,"uniqueKey":"configuration.oneOf.1.additionalProperties.capabilities.oneOf.0.additionalProperties.international.oneOf.1","typeLabel":"null"}],"uniqueKey":"configuration.oneOf.1.additionalProperties.capabilities.oneOf.0.additionalProperties.international","typeLabel":"boolean | null"}},"uniqueKey":"configuration.oneOf.1.additionalProperties.capabilities.oneOf.0.additionalProperties","typeLabel":"object"},"description":"Capabilities requested under this persona, keyed by name. Omitting this on create requests every capability the persona allows; omitting it on update just applies the persona and requests nothing. Send `{}` to apply the persona and request nothing, on either endpoint. An unrecognised or inactive capability name is rejected with `400 unknown_capability`.","example":{"card_collection":{"requested":true}},"uniqueKey":"configuration.oneOf.1.additionalProperties.capabilities.oneOf.0","typeLabel":"object"},{"type":"null","additionalProperties":{"type":"object","properties":{"requested":{"type":"boolean","default":false,"description":"Set to `true` to request this capability for the account, which applies the configuration the capability belongs to and surfaces the requirements it needs. Requesting authorizes nothing on its own. On update, set to `false` to withdraw a capability that has not gone live yet. See [Withdraw a capability](/connect/capabilities#withdraw-a-capability).","example":true,"uniqueKey":"configuration.oneOf.1.additionalProperties.capabilities.oneOf.1.additionalProperties.requested","typeLabel":"boolean"},"international":{"oneOf":[{"type":"boolean","description":"Only `payouts` takes it. `true` lets the account be paid out to mobile money and to banks outside Nigeria, and requests `payouts` too, so `requested` can be left out. `false` turns it off without withdrawing `payouts`. Left out, nothing about it changes. `requested: false` with `international: true` is rejected with `422 VALIDATION_ERROR`. On any other capability it is rejected with `400 capability_option_not_supported`, and only the account's platform can set it (`400 capability_option_platform_only`). See [International payouts](/connect/capabilities#international-payouts).","example":true,"uniqueKey":"configuration.oneOf.1.additionalProperties.capabilities.oneOf.1.additionalProperties.international.oneOf.0","typeLabel":"boolean"},{"type":"null","description":"Only `payouts` takes it. `true` lets the account be paid out to mobile money and to banks outside Nigeria, and requests `payouts` too, so `requested` can be left out. `false` turns it off without withdrawing `payouts`. Left out, nothing about it changes. `requested: false` with `international: true` is rejected with `422 VALIDATION_ERROR`. On any other capability it is rejected with `400 capability_option_not_supported`, and only the account's platform can set it (`400 capability_option_platform_only`). See [International payouts](/connect/capabilities#international-payouts).","example":true,"uniqueKey":"configuration.oneOf.1.additionalProperties.capabilities.oneOf.1.additionalProperties.international.oneOf.1","typeLabel":"null"}],"uniqueKey":"configuration.oneOf.1.additionalProperties.capabilities.oneOf.1.additionalProperties.international","typeLabel":"boolean | null"}},"uniqueKey":"configuration.oneOf.1.additionalProperties.capabilities.oneOf.1.additionalProperties","typeLabel":"object"},"description":"Capabilities requested under this persona, keyed by name. Omitting this on create requests every capability the persona allows; omitting it on update just applies the persona and requests nothing. Send `{}` to apply the persona and request nothing, on either endpoint. An unrecognised or inactive capability name is rejected with `400 unknown_capability`.","example":{"card_collection":{"requested":true}},"uniqueKey":"configuration.oneOf.1.additionalProperties.capabilities.oneOf.1","typeLabel":"null"}],"uniqueKey":"configuration.oneOf.1.additionalProperties.capabilities","typeLabel":"object | null"}},"uniqueKey":"configuration.oneOf.1.additionalProperties","typeLabel":"object"},"description":"Personas applied to this account, keyed by name (`merchant`, `recipient`), each with an empty object as its value. Populated on single-account reads, where it is `{}` when none apply; `null` on list items.","example":{"merchant":{},"recipient":{}},"uniqueKey":"configuration.oneOf.1","typeLabel":"null"}],"uniqueKey":"configuration","typeLabel":"object | null"},"dashboard":{"type":"string","enum":["none","light","full"],"description":"The account's access mode. See [Give an account a dashboard](/connect/seller-dashboard).","example":"light","uniqueKey":"dashboard","typeLabel":"enum\u003cstring>"},"dashboard_features":{"type":"object","properties":{"view_payments":{"type":"boolean","uniqueKey":"dashboard_features.view_payments","typeLabel":"boolean"},"payout_schedule":{"type":"boolean","uniqueKey":"dashboard_features.payout_schedule","typeLabel":"boolean"},"manual_payouts":{"type":"boolean","uniqueKey":"dashboard_features.manual_payouts","typeLabel":"boolean"},"change_payout_destination":{"type":"boolean","uniqueKey":"dashboard_features.change_payout_destination","typeLabel":"boolean"},"refunds":{"type":"boolean","uniqueKey":"dashboard_features.refunds","typeLabel":"boolean"}},"description":"All five switches. `view_payments` is `true` in `light` and `full` mode. In `none` mode every switch reads `false`, because nobody logs in; the switches you set come back if you raise the mode.","example":{"view_payments":true,"payout_schedule":true,"manual_payouts":false,"change_payout_destination":false,"refunds":false},"uniqueKey":"dashboard_features","typeLabel":"object"},"dashboard_access":{"type":"string","enum":["not_invited","invited","active"],"description":"`not_invited`: nobody has logged in yet. `invited`: a `full` invite is out, and nobody has accepted it yet. `active`: the person behind the account has logged in at least once, or accepted the `full` invite.","example":"not_invited","uniqueKey":"dashboard_access","typeLabel":"enum\u003cstring>"},"liveness_owed":{"oneOf":[{"type":"boolean","description":"`true` when the person behind the account still needs to do the selfie video check. Send them a `liveness` account link. Only on a single-account read. See [The selfie video check](/connect/onboarding#the-selfie-video-check).","example":false,"uniqueKey":"liveness_owed.oneOf.0","typeLabel":"boolean"},{"type":"null","description":"`true` when the person behind the account still needs to do the selfie video check. Send them a `liveness` account link. Only on a single-account read. See [The selfie video check](/connect/onboarding#the-selfie-video-check).","example":false,"uniqueKey":"liveness_owed.oneOf.1","typeLabel":"null"}],"uniqueKey":"liveness_owed","typeLabel":"boolean | null"}},"uniqueKey":"","typeLabel":"object"},"example":{"id":"acct_3Wq8ZfT1yHnJ5sVe","name":"Ada Stores","owner_user_id":"usr_5e0b74c8a213","parent_organization_id":"acct_7KpQ2mNv4XbR9dLc","country":"NG","fee_handling":"account_pays_fee","enabled_payment_methods":null,"adaptive_pricing":true,"balance_currencies":["NGN"],"phone_number":null,"company_name":null,"enabled_capabilities":["payouts"],"capabilities":{"payouts":{"status":"active","requested":true,"status_details":null,"international":false},"transfers":{"status":"restricted","requested":true,"status_details":[{"code":"platform_disabled","resolution":"Contact support to re-enable this capability.","message":"This capability was disabled by the platform."}]}},"requirements":{"currently_due":["business_profile.social_media"],"eventually_due":[],"past_due":[],"pending_verification":["company.documents.registration"],"errors":[{"field":"company.documents.memart","code":"unreadable","reason":"The document image was too blurry to read."}]},"is_active":true,"created_at":"2026-08-01T09:12:44.000Z","updated_at":"2026-08-07T11:04:22.518Z","responsibilities":{"fees":{"collector":"bachs"}},"configuration":{"recipient":{}}},"examples":{"Example":{"title":"Example","value":{"id":"acct_3Wq8ZfT1yHnJ5sVe","name":"Ada Stores","owner_user_id":"usr_5e0b74c8a213","parent_organization_id":"acct_7KpQ2mNv4XbR9dLc","country":"NG","fee_handling":"account_pays_fee","enabled_payment_methods":null,"adaptive_pricing":true,"balance_currencies":["NGN"],"phone_number":null,"company_name":null,"enabled_capabilities":["payouts"],"capabilities":{"payouts":{"status":"active","requested":true,"status_details":null,"international":false},"transfers":{"status":"restricted","requested":true,"status_details":[{"code":"platform_disabled","resolution":"Contact support to re-enable this capability.","message":"This capability was disabled by the platform."}]}},"requirements":{"currently_due":["business_profile.social_media"],"eventually_due":[],"past_due":[],"pending_verification":["company.documents.registration"],"errors":[{"field":"company.documents.memart","code":"unreadable","reason":"The document image was too blurry to read."}]},"is_active":true,"created_at":"2026-08-01T09:12:44.000Z","updated_at":"2026-08-07T11:04:22.518Z","responsibilities":{"fees":{"collector":"bachs"}},"configuration":{"recipient":{}}}}},"exampleType":"examples"}},"exampleType":"examples"},"430cbf67-bd47-48d5-9098-b6b79c17035d":{"description":"Unauthorized - Invalid, missing, or expired API key. Verify your API key is correctly formatted and included in the Authorization header as `Bearer sk_sandbox_...` or `Bearer sk_live_...`. Check that your key hasn't been revoked.","content":{"application/json":{"schema":{"type":"object","description":"Standard error response format used across all API endpoints","properties":{"detail":{"type":"string","description":"Human-readable error message explaining what went wrong.","example":"Invalid request parameters","isRequired":true,"uniqueKey":"detail","typeLabel":"string"},"error_code":{"type":"string","description":"Machine-readable error code. Use this to handle errors programmatically. Common codes: VALIDATION_ERROR, UNAUTHORIZED, FORBIDDEN, NOT_FOUND, CONFLICT, TOO_MANY_REQUESTS, INTERNAL_SERVER_ERROR, BAD_GATEWAY, SERVICE_UNAVAILABLE.","example":"VALIDATION_ERROR","isRequired":true,"uniqueKey":"error_code","typeLabel":"string"},"errors":{"type":"array","description":"Optional field-level details on some validation errors. Other validation responses contain only detail and error_code. Entry fields depend on the validation source.","items":{"type":"object","properties":{"field":{"type":"string","description":"The field that failed validation.","example":"amount","isRequired":true,"uniqueKey":"errors.items.[INDEX].field","typeLabel":"string"},"message":{"type":"string","description":"Description of the validation failure.","example":"Amount must be a positive decimal string","isRequired":true,"uniqueKey":"errors.items.[INDEX].message","typeLabel":"string"},"type":{"type":"string","description":"Error type identifier.","example":"value_error","uniqueKey":"errors.items.[INDEX].type","typeLabel":"string"},"code":{"type":"string","description":"Optional requirement-field rejection code. Some validation entries provide code instead of type.","example":"currency_not_supported","uniqueKey":"errors.items.[INDEX].code","typeLabel":"string"}},"required":["field","message"],"uniqueKey":"errors.items.[INDEX]","typeLabel":"object"},"uniqueKey":"errors","typeLabel":"object[]"},"doc_url":{"type":"string","description":"Optional link to documentation for this error; some errors omit it.","example":"https://docs.bachs.io/api-reference/error-reference#general","uniqueKey":"doc_url","typeLabel":"string"}},"required":["detail","error_code"],"uniqueKey":"","typeLabel":"object"},"example":{"detail":"Invalid API key","error_code":"UNAUTHORIZED"},"examples":{"Example":{"title":"Example","value":{"detail":"Invalid API key","error_code":"UNAUTHORIZED"}}},"exampleType":"examples"}},"headers":{"X-RateLimit-Limit":{"description":"Maximum number of requests allowed per minute","schema":{"type":"integer","example":100}},"X-RateLimit-Remaining":{"description":"Number of requests remaining in the current window","schema":{"type":"integer","example":95}},"X-RateLimit-Reset":{"description":"Unix timestamp when the rate limit window resets","schema":{"type":"integer","example":1706102400}}},"exampleType":"examples"},"1c84a794-5625-476f-ac98-ebfc19d9e72a":{"description":"Not Found - The requested resource does not exist. Verify the resource ID is correct and that it belongs to your account.","content":{"application/json":{"schema":{"type":"object","description":"Standard error response format used across all API endpoints","properties":{"detail":{"type":"string","description":"Human-readable error message explaining what went wrong.","example":"Invalid request parameters","isRequired":true,"uniqueKey":"detail","typeLabel":"string"},"error_code":{"type":"string","description":"Machine-readable error code. Use this to handle errors programmatically. Common codes: VALIDATION_ERROR, UNAUTHORIZED, FORBIDDEN, NOT_FOUND, CONFLICT, TOO_MANY_REQUESTS, INTERNAL_SERVER_ERROR, BAD_GATEWAY, SERVICE_UNAVAILABLE.","example":"VALIDATION_ERROR","isRequired":true,"uniqueKey":"error_code","typeLabel":"string"},"errors":{"type":"array","description":"Optional field-level details on some validation errors. Other validation responses contain only detail and error_code. 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