Skip to main content
connect is the capability that lets your account create and manage accounts. You request it from your dashboard, complete the requirements it generates, and it is enabled on review.
Requesting connect converts your account from an individual to a company. This is immediate and cannot be reversed.Requirements resolve by country and entity type, so every capability you already hold is re-evaluated as a company and its company fields become due. Capabilities already active stay active.

​
Request it

Request connect from your dashboard. There is no API-key endpoint for requesting a capability on your own account. You provide your business registration, ownership and control, what you sell, and a bank account in the business name. The exact fields depend on your country. See Requirements.

​
Check the status

GET /v1/accounts/me
enabled_capabilities lists only what is active, so connect appearing there is the whole check: you can create accounts. While it is absent you cannot, and what is still outstanding lives in your requirements rather than in this response. See Capabilities.

​
What connect gates

Requires connect to be active:
  • Creating an account
  • Issuing an account link
  • Writing an account’s requirements
  • Transferring to an account
Does not require it:
  • Reading accounts, their balances, and their capabilities
  • Charges collected by your existing accounts
  • An account link already issued, so an account mid-onboarding can finish
  • Transferring from an account back to you
connect governs creating and onboarding accounts. It does not restrict funds held in accounts you have already created.

​
What you decide per account

connect active only gets you to POST /v1/accounts. Two choices on that call are worth deciding deliberately, because neither has an update path:
  • Which capabilities the account needs. Naming a capability is what applies the persona behind it. See Capabilities.
  • Who collects the Bachs processing fee on that account’s charges, responsibilities.fees.collector: bachs by default, or platform if you absorb it. This is set at creation and fixed for the account’s lifetime, because changing it later would retroactively disagree with ledger history that already settled under the old value. See Processing fees.